The best money-saving tip is also the most classic

There are many tips and techniques to save money. Some are designed so you're doing them almost without realizing you're putting some of your paycheck aside, others focus on building habits, redesigning the way you spend money, etc. . But there are also classic ways that can be effective if the rest costs you too much.

Alejandra Rodríguez, an expert in finance and savings, shared with the Finect site a method that she considers the most effective and which turns out to be also the oldest: distributing your money in envelopes according to expenses.

At the beginning of the month you decide how much money you want to put into food, transportation, other personal expenses, etc. according to your needs. This way, as the days go by, when you have to take money for each thing, you will know how much you can spend in total and how much you have left.

This is, as the expert explains, what our grandparents did because of course, at that time, there were no credit cards or any other means of managing money. But sometimes the most basic technique can be the one that works the best.

It is true that today it can be somewhat uncomfortable to use cash, even useless if the rent or the bills are direct debited. But it can help with small expenses like groceries, personal expenses (clothing, gifts, travel, and that kind of stuff), emergencies, and also the money we put aside to save.

You can also look for a digital version, indeed there are many apps that already break down monthly expenses, although this way you can exceed your budget. Even so, you can get used to making an outline of how much you're going to spend during the month and from there know what you can start saving money on.

Via GQ Spain

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